For patients

How to evaluate an independent medical office

Review the physician, services, office access rules, membership agreement, published fees, and insurance guidance before you enroll.

Provider listing

Confirm the office information

A directory profile may include specialty, office location, contact methods, services, membership options, and fees supplied by the practice.

Search physician listings

Membership agreement

Read what the fee covers

Ask which visits and communication methods are included. Check cancellation terms, outside laboratory charges, imaging, prescriptions, and specialist care.

Insurance

Keep coverage decisions separate

A direct primary care membership is not comprehensive health insurance. Review hospital, emergency, specialist, prescription, and other major medical coverage with a qualified adviser.

Tax accounts

Check HSA and FSA requirements

Federal HSA treatment changed for qualifying DPC arrangements in 2026. Health FSA reimbursement still depends on the employer plan and administrator.

Review HSA and FSA rules